Many indicators in the slow economy that “permanent
employment” is for the few (due to budgets, cut-backs,
grant funding decreases). All employment for
knowledge workers, however, is full-time; even if your
assignment is as part-time or contract work since it
means that they do not want to compensate you for full
time with salary, benefits and post-employment costs.
You are usually ‘on call, working from home, and
This entry offers (1) a counter to ominous 401K
changes, that it is still in our best interests to use.
(2) A pessimist’s view of the job horizon is that the
job market, that is more and more ‘not advertised,’
will challenge us to adapt to unfamiliar tactics,
(3) one being what freelancers do to reconcile
their ‘episodic’ income streams.
MORE ON 401K CHANGES
SOURCE: K. Greene, WSJ Jan. 7, 2013, p. B7
“How good is your company’s 401(k)?”
While in the last ‘W-O’ segment we spoke to some
changes, this article provide more of the same. BUT,
I note one of the comments “there are no other
programs that give immediate tax deferral on
contributions, employer contributions, deferred
taxation on gains/earnings, allows ‘institutional
rates’ of charges and shielding of assets from
Be diligent in reviewing your strategy.
SOURCE: L. Weber ad L. Kwoh, WSJ Jan. 9, 2013,
p. B1 ” Beware of phantom job listing”
“With the … market weak…, … back-channel methods
are the rule…” One comment summed it up, if you
see an ad for a job description, it has already been filled.
In the day when the talent market was tight, the
‘hidden’ job market was an apt description. Katherine
Hansen has talked about the unadvertised job market
where networking is one of many strategies. Positions
are not just hidden or restricted.
It calls for a “freelancer strategy” to know that your
career is in your hands and not in just one location.
Learn the skills of the successful freelancer– what
are your notable assets, what are people willing to pay
for you to do, build security by helping colleagues
help other colleagues, without expecting anything
SOURCE: Interview of S. Horowitz, Forum
Jan. 4, 2013 Freelancer’s Manifesto
Website link to an award winner who has initiated
programs to assist freelancers navigate the challenging
world where the economy, job market, and organizations
may challenge “at will” knowledge workers. As the number
of not fully employed grows with time, whether temp,
part-time, contracted or in transition, this podcast
offers a compass. There are no quick fixes.