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From the Northeastern Section of the ACS, focusing on career management and development
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05/13/09
Watch-outs 8. Academic careers, 401K, Retirement Distributions
Filed under: Job Offer (Situations)
Posted by: site admin @ 3:59 pm

We may set out on our careers with
with one thing in mind.  When the time
comes, things may be different.  Have
early warning systems, continuously
monitor and adjust to changing
conditions and incorrect assumptions.

So you want to be a professor
SourceWSJ 4-23-09 by N. S. Riley
Cut-backs in faculty positions are
happening. Also, interestingly a number
of departments plan to reduce grad
student enrollment.  This eye
opening editorial talks about the
academic job shortage, ‘freeway
flyers’ and the state of higher
education, in general.

IRA Contributions in difficult times
Source:  WSJ 3-24-09 Ask Encore
Kelly Greene Tax rules are changing.
It is prudent to develop a current
plan for IRA distributions.  Do the
first distributions before 65, if your
tax rate is low.

Protecting retirement funds from
creditors.
Source
:  WSJ 5-9-09 Kelly Greene 401K
plans have strongest protection from
creditors.  Trade off discussions about
where to keep retirement funds offering
pros and cons of rollovers and 401Ks.
Suggestions of how to protect funds
in IRAs are offered.

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