You learn and train in a wide range of technical skills,
develop writing ability creating public relations documents,
perfect public speaking and presentations in universities.
Do you get an introduction into solid financial practices
and decisions when you start your career? From a number
of recent interactions I sense most don’t have those
conversations or know people they can feel comfortable
Some situations, for example:
- start at a position and get reduced in staff in less than
- decisions at sign-up starting a position at the new
to mind. The last hits home — money is not an end in
itself, it is a means to create personal satisfaction and
value. Leading among the ten items are:
1. figure out your required and optional expenses
2. include creating an emergency fund, insuring yourself
and life essential properties
3. manage your loans, payments, and credit record.
The time value of money can be estimated by the
The financial world is changing constantly. The recommendations
and rules of the past in general may not be applicable.
Think 401Ks, IRAs, pension plans, how you use tax returns
and estimated tax payments.
Create a “financial notebook” for yourself as a continuing learning
tool. Learn from your mistakes.
Seek financial counselors or mentors you can go to.
If you work for the federal government, student loans can be
Beware of becoming overly dependent on algorithms for
offered seven helpful tips useful at all ages.
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