The title is written to get wider attention. Legal is the lead word,
but I will start with insurance.
I noticed a “rider” on our homeowners insurance policy. It is
an extra “technical support program” service they provide. I called
the number and learned that they will offer remote phone and
remote access of your devices to solve technical problems.
When you buy a new computer, this service costs $150 and up
yearly. Worth your while asking for and using this free of charge service.
[devices: computers, smartphones, iPads, tablets, Office
applications, Printers, scanners and network connectivity;
LEGAL - WILLS, TRUSTS
A helpful guide on trusts and wills was sent out by our estate
planning attorney firm about the terms wills and trusts.
A will is a “death document,” as it only goes into effect when
you die. There are six provisions: distribution of assets by name
and through court probate process, guardians, executors. It is
usually shorter (cheaper) and does not allow for tax complications.
A trust is a living document that evolves by your direction through
your life. It is enacted in cases of disability, covers all aspects of
wills and can avoid probate to settle after death. It can manage
all succeeding affairs regarding your estate and beneficiaries.
These documents are important as our estates exceed our
debts. SOURCE: Cody, Cody McCarthy: Estate Law)
LEGAL - CONFIDENTIALITY
Al Sklover provides definitions, examples and exclusions
of confidentiality and non-disclosure that help us understand
what confidential information is, the four exceptions and how
to protect yourself.
His four exceptions are truly noteworthy– sharing to perform
specific duties, when the information is already in the public
domain, to comply with the law, and with the consent and
direction of management.