A member recently asked about helping
him with finding and preparing public
relations documents for academic positions.
He seeks a position in physical or
In our initial interactions he sent me his
first draft CV and cover letter. He promised
to send me the current draft of a teaching
He also sent me an ad for a fine college
that has a religious affiliation. So, please
view the following emails…
DAN TO J =========================
Thanks a lot for the help! Thanks for the
corrections and directions. I really appreciate
your help! I checked the webpage of the school
and I will revise my cover letter…
Some of the schools on my application list
are this kind of school. I have no idea about
This entry gives three suggestions.
1. Social Security estimates may be
high for some people based on the
way estimates are made. Awareness
of this and what one can do to get
more accurate information is provided.
2. Flexible spending accounts should
be used up. Things to check and do.
3. Losing a job can take its toll on
families. Often not talked about, this
is a real problem that needs some
mention. Thoughtful ideas offered.
1. SS Estimates can be high
Source: WSJ 1-24,2009; K. Greene
An online tool developed in 2008 is
available that provides better estimates.
Improved application tools are also
Know your next steps.
2. Rules about FSA and left-over money
Source: WSJ 1-21-2009; V. Knight
A significant fraction of people have money
unspent remaining in their FSA, whether
they work there or not. Check with your
employer if they conform to the IRS rule
that allows using money through 3-15-09.
Examples of what it can be used on are
provided in the excellent article.
3. Out of work stress
Source: WSJ 1-21-2009 second question;
Stress when one partner is out of work
leads to loss of harmony. This Q&A
article brings out the problem and offers
some coaching that could help some members.